Ensure your items are Okay to Pay with Positive Pay
Control your payments, stop fraud before it happens, and approve transactions with ease.
Protect Your Payments
Positive Pay is a service to help deter check fraud. Essentially you will let us know of all checks that are Okay to Pay and as checks are presented for payment, they will be compared to the running list of approved items. Any check not located on your Okay to Pay list will be flagged to be returned.
Streamlined Workflow
Approving payments is fast, secure, and seamlessly integrated into your daily operations.
Full Payment Control
You can review and approve any exception items, ensuring that only approved payments are processed.
Fraud Detection
Automatically identify suspicious activity and act before any damage is done.
Positive Pay
Positive Pay is a service to help deter check fraud. Essentially you will let us know of every check issued on your account and as checks are presented for payment, they will be compared to the running list of outstanding items. Any check not located on the authorized list will be flagged to be returned.*
ACH Positive Pay
ACH Positive Pay is a service to help deter ACH fraud. You can let us know of any allowable ACH filters you want set up on your account. As ACH transactions are presented for payment, they will be compared to your allowable filters. Any ACH payment outside of an allowable filter will be flagged to be returned.*
Reverse Positive Pay
Reverse Positive Pay is a service to help deter check fraud. You are not required to upload check issue files, resulting in all items being presented as an exception. If items are not returned by you prior to the cutoff time, they will still be paid.
Interested in Positive Pay? Let's Talk.
Speak with your business banker or relationship manager today to learn how Positive Pay can protect your accounts.
*You must review your exception list each morning prior to 11:00am EST.
