Resources
MAINSTREET BANK
ACH Basics Quick Reference Guide
A summary of key information about ACH (Automated Clearing House) transactions, including key participants, common SEC codes, details about authorizations, returns, and reversals.
Promoting Check Fraud Prevention
MainStreet Bank joins ICBA and U.S. Postal Inspection Service to help customers protect themselves from the growing threat of check fraud.
Financial Travel Tips for a Worry-Free Vacation
The Independent Community Bankers of America (ICBA) and MainStreet Bank are offering key tips to help travelers safeguard their finances this summer.
Understanding and Avoiding Bank Text Scams
As technology evolves, so do the tactics of those who seek to defraud you. One increasingly common method is the use of text message scams, often referred to as "smishing." Learn how to recognize and avoid these fraudulent attempts.
Initiate an ACH Payment
Business customers can initiate credit (payroll/vendor) and debit (customer collection) payments efficiently with ACH Origination, right from Digital Banking. ACH Payments can be single payments or entire batches.
Nacha’s New Term: False Pretenses
Nacha recently introduced a new term called “false pretenses” that refers to fraud involving misrepresenting identity, authority, or account ownership.
ISO 20022 FedWire Conversion
Coming soon, the Federal Reserve will be adopting the global standard and converting the FedWire system to the ISO format.
Make a Remote Deposit – Multi Check
Save a trip to the bank and scan your check deposits directly from your office! Deposits made through your remote deposit scanner will be processed with all other deposits made throughout the day, just like if you visited a branch. Be sure to secure all original checks for 30 days before
being shredded.
Update Your Personal & Login Details
Keep your personal information up to date with Digital Banking. You can change your personal details and security information used to login.
Set Up My 2FA for Remote Deposit
As an added layer of security to our remote deposit scanning system, all users are enabled with two-factor authentication using the Symantec VIP app. Once you download and configure your token, you will need to enter a new code each time you login.