Business Fee Schedule
MAINSTREET BANK
This list of fees is not all inclusive. Other fees may apply to specific services agreed upon between the bank and its Customers. All fees are per item unless otherwise indicated. Fees current as of September 11, 2026.
Fees
General Service
Fee
Stop Payment
$30
Non-Sufficient Fund - Paid Item1
$35
Non-Sufficient Fund - Returned Item1
$35
Overdraft Fee1
$35
Outgoing Wire - Domestic
$20
Outgoing Wire - International
$45
Chargeback or Returned Deposit Item
$10
Garnishment or Levy (per occurance)
$100
Account Research (per hour)
$50
Collection Item - Domestic
$50
Collection Item - International
$75
Duplicate Check Image
$5
Replacement Debit
FREE
Early Account Closing (within 90 days)
$50
Cashiers Check
$7
Dormant or Escheat Fee (per month)
$15
Commercial Checking
Account Specific
Fee
Monthly Maintenance Fee
$20
Business Premium Checking
Minimum Average Collected Balance is $1,500
Account Specific
Fee
Monthly Maintenance Fee
$15
Association Checking
Account Specific
Fee
Monthly Maintenance Fee
$20
IOLTA Checking
Account Specific
Fee
Monthly Maintenance Fee
$0
MAHT Checking
Account Specific
Fee
Monthly Maintenance Fee
$0
Treasury Market
Minimum Average Collected Balance is $2,500
Account Specific
Fee
Monthly Maintenance Fee
$25
Super Saving Money Market
Minimum Average Collected Balance is $2,500
Account Specific
Fee
Monthly Maintenance Fee
$25
Business Savings
Account Specific
Fee
Monthly Maintenance Fee
$0
Applies to overdrafts created by check, in-person or electronic withdrawal, or ACH.1 Transactions include debits, credits, and all items deposited.2
