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Business Fee Schedule

MAINSTREET BANK

This list of fees is not all inclusive. Other fees may apply to specific services agreed upon between the bank and its Customers. All fees are per item unless otherwise indicated. Fees current as of October 26, 2021.

Fees

General Service

Fee

Stop Payment

$30

Non-Sufficient Fund - Paid Item1

$35

Non-Sufficient Fund - Returned Item1

$35

Overdraft Fee1

$35

Outgoing Wire - Domestic

$20

Outgoing Wire - International

$45

Chargeback or Returned Deposit Item

$10

Garnishment or Levy (per occurance)

$100

Account Research (per hour)

$50

Collection Item - Domestic

$50

Collection Item - International

$75

Duplicate Check Image

$5

Replacement Debit/ATM Card

FREE

Replacement Debit/ATM Card

$50

Cashiers Check

$7

Dormant or Escheat Fee (per month)

$15

Commercial Checking

Account Specific

Fee

Monthly Maintenance Fee

$20

Essential Checking3

Account Specific

Fee

Monthly Maintenance Fee

$10

Transaction Charge for Each Transaction over 250/cycle.2

$0.35

Business Premium Checking
Minimum Average Collected Balance is $1,500

Account Specific

Fee

Monthly Maintenance Fee

$15

Association Checking

Account Specific

Fee

Monthly Maintenance Fee

$20

IOLTA Checking

Account Specific

Fee

Monthly Maintenance Fee

$0

Treasury Market
Minimum Average Collected Balance is $2,500

Account Specific

Fee

Monthly Maintenance Fee

$25

Excessive Withdrawal Fee

$10

Super Saving Money Market
Minimum Average Collected Balance is $2,500

Account Specific

Fee

Monthly Maintenance Fee

$25

Excessive Withdrawal Fee

$10

Business Savings

Account Specific

Fee

Monthly Maintenance Fee

$0

Excessive Withdrawal Fee

$10

Applies to overdrafts created by check, in-person or electronic withdrawal, or ACH.1 Transactions include debits, credits, and all items deposited.2

Essential Checking qualifications: Four ways to avoid monthly maintenance fee: a. Maintain an average daily balance of $5,000.00 within the Essential Business checking account. b. Maintain an average daily balance of $35,000.00 combined within checking and savings accounts. c. Maintain an average daily balance of $100,000.00 combined within checking, savings and certificate of deposit accounts. d. Maintain an outstanding loan balance of $500,000.00.

Combined average daily balances are based on primary account owner relationship. Limit three (3) Essential Business Checking Accounts per legal entity. Includes one Remote Deposit Scanner at no extra cost.

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