No matter what you’re saving for, we have savings solutions to manage your finances in order to achieve both short and long-term goals.
Plan ahead and make your dreams a reality by opening a personal savings account today. No matter what you’re saving for, we have savings solutions to manage your finances in order to achieve both short and long-term goals. Our personal savings account options allows for competitive rates of interest1, six withdrawals or transfers per statement cycle, pairing with your choice of checking accounts, online banking with BillPay, access to over 55,000 free ATMs worldwide, e-Statements and check imaging2.
Helping you reach your savings goals
Whether your saving for that next big purchase or a just another rainy day, MainStreet can help you decide the savings solution to best fit your needs. Our AirSavings account is the perfect complement any of our Checking account options, with no monthly maintenance fee or minimum balance requirement2. We also offer traditional money market and longer term certificates of deposit to get your highest return.
Do I need to open a Junior AirSavings account online?
First, before you open a Junior AirSavings, the adult must have a deposit account of their own (ex. Free or Premium Checking, AirSavings, SuperSaving Money Market). Once there is an established relationship with MainStreet Bank, in order to open a Junior AirSavings you will need the same information as any other account, but you’ll need it for both you and the adolescent. Since the child will be the primary account owner, you’ll need to have their Social Security # or Tax ID #.
How can I withdraw money from my AirSavings account?
You may use one of the following convenient options: transfer funds to your MainStreet checking online, visit an Allpoint ATM and access cash through your Airbanking Visa® debit card, utilize online bank-to-bank transfers, or stop by one of our branch locations for an in-person withdrawal.
Does the AirSavings account come with a Visa debit card?
Since the account is designed to help you save, we do not issue Visa debit cards directly with your AirSavings account. However, if you also open one of our checking accounts, you can link your AirSavings as a secondary account for cash ATM withdrawals.
What happens to my Junior AirSavings when I turn 18?
We will notify you as your birthday approaches and inform you that your Junior AirSavings will be transferred over to a regular AirSavings account. Upon conversion, AirSavings rates, terms and conditions will apply.
How do I withdraw money from my Junior AirSavings account?
The Junior AirSavings custodian (usually the parent named on the account) may use one of the following convenient options: transfer funds to their MainStreet checking online, visit an Allpoint ATM and access cash through their Airbanking Visa® debit card, utilize online bank-to-bank transfers, or stop by one of our branch locations for an in-person withdrawal.
Learn more about our Personal Savings Services and Solutions.
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