Checking

Opening a MainStreet checking account is fast and easy. You’ll need to have a Government issued drivers license or state ID, social security number, your physical and mailing address, and date of birth.

Setting up electronic statements is easy. First, log into your online banking. Then, click on the eStatements button to enter your desired e-mail and security phrase. Finally, accept the terms and conditions. That’s it! You’ll receive your next statement via e-mail.

There are several ways you can deposit money to your checking account: direct deposit, mobile deposit, stop by one of our convenient branch locations, online account-to-account transfers, bank-to-bank Transfers, wire transfer, or US Mail (for security, we urge you not to send cash in the mail).

Your nearest ATM is right around the corner. Look for the Allpoint logo or search for your nearest ATM. You may also withdraw money out of your account by using your VISA® debit card and asking for cash back, using bank-to-bank transfers and wire transfers.

This is typically something that you set up with your work place. Your employer will have the documentation to complete to set up your paycheck for direct deposit.  Your routing and account number are found on the bottom of one of your checks.

MainStreet Bank in Northern VA offers various personal checking account options tailored to individual preferences. Whether you seek a free account without minimum balance requirements or monthly maintenance fees; or prefer an interest-bearing account, MainStreet Bank provides a range of features like robust digital banking that includes insights to your overall financial health, and unlimited mobile deposits, and access to global surcharge-free ATMs.These services aim to cater to your lifestyle and financial needs effectively.

You can set up electronic statements in 3 easy steps: log in to Digital Banking; click the eStatements tile; select the accounts you want to enroll.  Subsequently, your statements and account notices will be conveniently delivered through digital banking ensuring ease and accessibility for account management.  For more information, see our guide on How to Enroll in eStatements

MainStreet Bank offers a variety of deposit options for personal checking accounts. These include direct deposit, mobile deposit, branch visits, online transfers, bank-to-bank transfers, wire and ACH transfers, and US Mail (excluding cash deposits). These multiple deposit avenues provide flexibility and convenience for account holders to manage and grow their funds effectively.

Accessing funds from your MainStreet Bank personal checking account is hassle-free. Utilize your Visa® debit card at the nearest ATM displaying the Allpoint logo, request cash back, or request for bank-to-bank transfers to enroll an external account to transfer to. These diversified withdrawal methods cater to your immediate cash needs while ensuring security and ease of transaction.

MainStreet Bank’s personal checking accounts are complemented with a range of services and features to elevate the banking experience. From standard features like Bill Pay, eStatements, and check imaging to more robust features like the ability to link external accounts and insights to your overall financial health, unlimited mobile deposits, and access to global surcharge-free ATMs, these services offer convenience, security, and accessibility for account holders. By leveraging these features, customers can optimize their banking experience and financial management effectively.