Certificates of Deposit
Preparing for what lies ahead, especially far in the future, requires a financial partner that prioritizes your success.
Whether you are putting money aside for a new business space or your first home, focusing on long-term savings is essential to achieve your goals. With terms ranging from four weeks to five years, you can open a Certificate of Deposit with as little as $500.00 to earn interest on large or small balances. The team at MainStreet Bank offers years of unmatched expertise and a deep commitment to understanding our clients’ specific goals and providing customized solutions to help meet them. Between traditional savings accounts and Certificates of Deposit, MainStreet Bank offers a variety of options that work for where you are now – and where you want to be.
Making long-term goals attainable
Work with the local, expert team at MainStreet Bank to identify the savings solutions that are right for you. We’ll discuss your specific goals and all available options that may be a good fit. Once you’ve opened your CD and made your deposit, your rate is locked in for the length of your chosen term. All CDs are insured by the FDIC, up to the maximum allowed by law. We also offer expanded FDIC coverage through CDARS.
*Penalty for early withdrawal. Fees may reduce earnings. You have the ability to withdraw any or all of the deposited funds beginning 7 days after deposit.
Lock-in your path to success
CD Rate Table
Minimum to Open and Obtain APY: $10,000.00
Minimum to Open and Obtain APY: $500
1 Year No Penalty
Rates current as of June 3, 2023.
Fixed Rate & Term
Even if market rates fall, your CD remains fixed.
Terms that end and reset automatically unless you choose to redeem.
Maximum allowed by law insured by the Federal Deposit Insurance Corp.
1 Review our CD Penalty Schedule as fees may reduce earnings. 2 All CD Accounts are subject to our Deposit Account Agreement. 3 All CD Accounts are subject to our Funds Availability Policy.