Personal Deposit Rates
PERSONAL BANKING
Annual Percentage Yields (APY) and rates current as of December 5, 2025. Fees may reduce earnings. Rates may change after account opening.
Premium Checking
Minimum to Open $50.00
Minimum Balance to Obtain APY
Interest Rate
APY
$0.01
0.797%
0.80%
$5,000
0.896%
0.90%
$10,000
0.995%
1.00%
$25,000
1.243%
1.25%
$50,000
1.982%
2.00%
$100,000
2.765%
2.80%
AirSavings
Minimum to Open $50.00
Minimum Balance to Obtain APY
Interest Rate
APY
$0.01
0.499%
0.50%
Junior Savings
Minimum to Open $5.00
Minimum Balance to Obtain APY
Interest Rate
APY
$.01
3.922%
4.00%
$500
3.922%
4.00%
$1,000
0.250%
4.00%-1.75%
$2,500
0.250%
1.75%-0.29%
Personal Super Saving Money Market
Minimum to Open $2,500.00
Minimum Balance to Obtain APY
Interest Rate
APY
$0.01
0.797%
0.80%
$5,000
0.896%
0.90%
$10,000
0.995%
1.00%
$25,000
1.243%
1.25%
$50,000
1.982%
2.00%
$100,000
2.765%
2.80%
Insured Cash Sweep (ICS) Checking
Minimum to Open $100.00
Minimum Balance to Obtain APY
Interest Rate
APY
$.01
0.050%
0.05%
Insured Cash Sweep (ICS) Money Market
Minimum to Open $100.00
Minimum Balance to Obtain APY
Interest Rate
APY
$.01
0.100%
0.10%
