This list of fees is not all inclusive. Other fees may apply to specific services agreed upon between the bank and its Customers. All fees are per item unless otherwise indicated. Fees current as of November 21, 2024.
Fees
General Service
Fee
Stop Payment
$30.00
Non-Sufficient Fund - Paid Item1
$35.00
Non-Sufficient Fund - Returned Item1
$35.00
Overdraft Fee1
$35.00
Outgoing Wire - Domestic
$20.00
Outgoing Wire - International
$45.00
Chargeback or Returned Deposit Item
$10.00
Garnishment or Levy (per occurance)
$100.00
Account Research (per hour)
$50.00
Collection Item - Domestic
$50.00
Collection Item - International
$75.00
Duplicate Check Image
$5.00
Replacement Debit/ATM Card
FREE
Early Account Closing (within 90 days)
$50.00
Cashiers Check
$7.00
Dormant or Escheat Fee (per month)
$15.00
Quicken Integration (per month)
$6.95
Bank-To-Bank Service Transfer
$2.50
Super Saving Money Market
Minimum Average Collected Balance is $2,500
Account Specific
Fee
Monthly Maintenance Fee
$25.00
Premium Checking
Minimum Average Collected Balance is $1,500
Account Specific
Fee
Monthly Maintenance Fee
$15.00
AirSavings
Account Specific
Fee
Monthly Maintenance Fee
$0.00
Junior Savings
Account Specific
Fee
Monthly Maintenance Fee
$0.00
Overdraft Protection Line of Credit
When paying interest you will be charged interest from the date of the transaction
Account Specific
Fee
Annual Percentage Rate (APR) for Advances
11.99 Fixed APR
Minimum Interest Charge
$0.00
Annual Fee
$0.00
Late Payment Fee
$15.00
Secured Overdraft Protection Line of Credit
When paying interest you will be charged interest from the date of the transaction
Account Specific
Fee
Annual Percentage Rate (APR) for Advances
16.99% Fixed APR
Minimum Interest Charge
$0.00
Annual Fee
$0.00
Late Payment Fee
$15.00
Over Limit Fee
$25.00
Overdraft Protection Line of Credit
Account Specific
Fee
Late Payment Fee
$15.00
Secured Overdraft Protection Line of Credit
Account Specific
Fee
Late Payment Fee
$15.00
Over Limit Fee
$25.00
MainStreet Auto Loan
Account Specific
Fee
One-Time Online Payment Fee
$5.00
One-Time Phone Payment Fee
$5.00
Replacement Coupon Book Fee
$10.00
Payment Deferment Fee2
$25.00
Applies to overdrafts created by check, in-person or electronic withdrawal, or ACH.1 Requires approval and is only allowed for up to 30 days.2