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Personal Fee Schedule

MAINSTREET BANK

This list of fees is not all inclusive. Other fees may apply to specific services agreed upon between the bank and its Customers. All fees are per item unless otherwise indicated. Fees current as of April 15, 2021.

Fees

General Service

Fee

Stop Payment

$30.00

Non-Sufficient Fund - Paid Item1

$35.00

Non-Sufficient Fund - Returned Item1

$35.00

Overdraft Fee1

$35.00

Outgoing Wire - Domestic

$20.00

Outgoing Wire - International

$45.00

Chargeback or Returned Deposit Item

$10.00

Garnishment or Levy (per occurance)

$100.00

Account Research (per hour)

$50.00

Collection Item - Domestic

$50.00

Collection Item - International

$75.00

Duplicate Check Image

$5.00

Replacement Debit/ATM Card

FREE

Early Account Closing (within 90 days)

$50.00

Cashiers Check

$7.00

Dormant or Escheat Fee (per month)

$15.00

Quicken Integration (per month)

$6.95

Bank-To-Bank Service Transfer

$2.50

Super Saving Money Market
Minimum Average Collected Balance is $2,500

Account Specific

Fee

Monthly Maintenance Fee

$25.00

Excessive Withdrawal Fee

$10.00

AirSavings

Account Specific

Fee

Monthly Maintenance Fee

$0.00

Excessive Withdrawal Fee

$10.00

Kasasa Saver

Account Specific

Fee

Monthly Maintenance Fee

$0.00

Excessive Withdrawal Fee

$10.00

Junior Savings

Account Specific

Fee

Monthly Maintenance Fee

$0.00

Excessive Withdrawal Fee

$5.00

Overdraft Protection Line of Credit
When paying interest you will be charged interest from the date of the transaction

Account Specific

Fee

Annual Percentage Rate (APR) for Advances

11.99 Fixed APR

Minimum Interest Charge

$0.00

Annual Fee

$0.00

Late Payment Fee

$15.00

Secured Overdraft Protection Line of Credit
When paying interest you will be charged interest from the date of the transaction

Account Specific

Fee

Annual Percentage Rate (APR) for Advances

16.99% Fixed APR

Minimum Interest Charge

$0.00

Annual Fee

$0.00

Late Payment Fee

$15.00

Over Limit Fee

$25.00

Overdraft Protection Line of Credit

Account Specific

Fee

Late Payment Fee

$15.00

Secured Overdraft Protection Line of Credit

Account Specific

Fee

Late Payment Fee

$15.00

Over Limit Fee

$25.00

MainStreet Auto Loan

Account Specific

Fee

One-Time Online Payment Fee

$5.00

One-Time Phone Payment Fee

$5.00

Replacement Coupon Book Fee

$10.00

Payment Deferment Fee2

$25.00

Applies to overdrafts created by check, in-person or electronic withdrawal, or ACH.1 Requires approval and is only allowed for up to 30 days.2

MainStreet Bank invests in the neighborhoods where you live and work.

© 2021 MainStreet Bank. All Rights Reserved. NMLS# 416495
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