Resources
MAINSTREET BANK
Make a Remote Deposit – Single Check
Step by step instructions for how to make a deposit using your single feed scanner. Be sure to secure all original checks for 30 days before being shredded.
Fighting Elder Financial Exploitation
According to a report by the Financial Crimes Enforcement Network, in just one year, U.S. banks flagged over $27 billion in suspicious activity aimed at seniors, with more than 155,000 attempts to steal their hard-earned money—some of which succeeded.
Work Positive Pay Exceptions
When a check or ACH item is presented for payment to an account enrolled in Positive Pay, the item will first be checked against the running list of approved items (matched to the check number, amount, and payee name) or filters. Items flagged as an exception need to be worked prior to 11am EST each day.
Upload Checks via CSV for Positive Pay
Check files should always be uploaded through Digital Banking before checks are distributed. Checks can be uploaded manually or via a CSV file. If you would prefer to upload your checks manually, see our guide on How to Manually Upload Checks for Positive Pay.
Manually Upload Checks for Positive Pay
Check files should always be uploaded through Digital Banking before checks are distributed. Checks can be uploaded manually or via a CSV file. If you would prefer to upload your checks via CSV file, see our guide on How to Upload Checks via CSV for Positive Pay.
Positive Pay Upload CSV Formatting Guide
Check files should always be uploaded through Digital Banking before checks are distributed. If you are choosing to upload via file, you will first need to create your check file following these guidelines. Files should be saved as comma separated values (.csv) and contain no headers or additional fields other than the check details listed below. Please note: only Item number and Item amount are required for upload.
Approving an International Wire under Dual Control
If your organization has chosen to utilize the dual control feature when sending international wires, all payments will need to be entered by one person, approved by another, and then sent to MainStreet Bank for final approval.
Using International Wire Bank Validation Tools
The International Wire Bank Validation Tools allow you to search for the beneficiary's financial institution through the Bank Lookup or IBAN Lookup. Once selected, all available information for that institution will auto populate in your beneficiary template.
ACH Basics Quick Reference Guide
A summary of key information about ACH (Automated Clearing House) transactions, including key participants, common SEC codes, details about authorizations, returns, and reversals.
Initiate an Outgoing ACH Payment
ACH Credit Origination allows business customers to initiate payroll or vendor payments directly within Digital Banking. Each ACH batch can contain one single payment or a group of related payments, like payroll.
