Resources
MAINSTREET BANK
ACH Basics Quick Reference Guide
A summary of key information about ACH (Automated Clearing House) transactions, including key participants, common SEC codes, details about authorizations, returns, and reversals.
NEW* Send a Domestic Wire
To send a wire through Digital Banking, you should have all the creditor (recipient) information ready. If dual control is required for your company, one individual will need to create the wire, and another will need to initiate it.
NEW* Wire Templates
The use of wire templates are a great way to streamline the process of sending wires. If you have a creditor (recipient) that you plan to wire funds to more than once, you create a wire template for future use.
Set Up My 2FA for Remote Deposit
As an added layer of security to our remote deposit scanning system, all users are enabled with two-factor authentication using the Symantec VIP app. Once you download and configure your token, you will need to enter a new code each time you login.
Export My Account Transactions
Digital Banking allows you to export transactions for your personal records in various file types (i.e. CSV, TXT, OFX, QBO, or QFX). Once exported, your records can be used in other financial or reconciliation programs or provided to an accountant or bookkeeper.
Make a Remote Deposit – Multi Check
Save a trip to the bank and scan your check deposits directly from your office! Deposits made through your remote deposit scanner will be processed with all other deposits made throughout the day, just like if you visited a branch. Be sure to secure all original checks for 30 days before
being shredded.
Initiate an ACH Payment
Business customers can initiate credit (payroll/vendor) and debit (customer collection) payments efficiently with ACH Origination, right from Digital Banking. ACH Payments can be single payments or entire batches.
Promoting Check Fraud Prevention
MainStreet Bank joins ICBA and U.S. Postal Inspection Service to help customers protect themselves from the growing threat of check fraud.
Understanding Standard Wire Terminology
We've updated our wire transfer terminology to match the ISO (International Organization for Standardization) 20022. This guide outlines the terms for all Federal Reserve FedWire payments.
Wire Country Codes
If your wire includes a Creditor or a Creditor Agent located in another country, you can use this guide to find the Country Code.
