Resources
MAINSTREET BANK
Can you spot a Phishing Scam?
Every day, thousands of people fall victim to fraudulent emails, texts and calls from scammers pretending to be their bank. And in this time of expanded use of online and mobile banking, the problem is only growing worse.
Don’t Get Scammed
According to the FBI's Internet Crime Complaint Center, fraud reports and losses continue to rise year over year. Stay educated to protect your finances and personal information.
Fraud Is On The Rise
Fraud is ever-changing and ever-present. Last year, consumers reported losing more than $5.8 billion to fraud. More than 2.8 million consumers filed fraud reports.
Are you doing all you can to proactively protect your money?
Fraudsters are bold and innovative in their constant efforts to get access to other people’s financial information and accounts. But sometimes they do things the old-fashioned way.
Protect you Business from Wire Transfer Fraud
When it comes to protecting your money, slowing down long enough to make sure you know exactly who is on the other end of a transaction is your single best safeguard against fraud.
Adding an International Wire Beneficiary
Before you can send an international wire, you will first need to add a payee/beneficiary with all of their receiving bank information.
Sending an International Wire
Step by step instructions for how to send an international wire through Digital Banking. Wires can be sent to one of your saved beneficiaries in USD or foreign currency. Navigate to new Payment Details, Enter Payment Details, and Notify MainStreet Bank for Final Approval.
Using International Wire Bank Validation Tools
The International Wire Bank Validation Tools allow you to search for the beneficiary's financial institution through the Bank Lookup or IBAN Lookup. Once selected, all available information for that institution will auto populate in your beneficiary template.
Approving an International Wire under Dual Control
If your organization has chosen to utilize the dual control feature when sending international wires, all payments will need to be entered by one person, approved by another, and then sent to MainStreet Bank for final approval.
Positive Pay Upload CSV Formatting Guide
Check files should always be uploaded through Digital Banking before checks are distributed. If you are choosing to upload via file, you will first need to create your check file following these guidelines. Files should be saved as comma separated values (.csv) and contain no headers or additional fields other than the check details listed below. Please note: only Item number and Item amount are required for upload.