Resources
MAINSTREET BANK
Understanding and Avoiding Bank Text Scams
As technology evolves, so do the tactics of those who seek to defraud you. One increasingly common method is the use of text message scams, often referred to as "smishing." Learn how to recognize and avoid these fraudulent attempts.
Initiate an ACH Payment
Business customers can initiate credit (payroll/vendor) and debit (customer collection) payments efficiently with ACH Origination, right from Digital Banking. ACH Payments can be single payments or entire batches.
Nacha’s New Term: False Pretenses
Nacha recently introduced a new term called “false pretenses” that refers to fraud involving misrepresenting identity, authority, or account ownership.
ISO 20022 FedWire Conversion
Coming soon, the Federal Reserve will be adopting the global standard and converting the FedWire system to the ISO format.
Make a Remote Deposit – Single Check
Step by step instructions for how to make a deposit using your single feed scanner. Be sure to secure all original checks for 30 days before being shredded.
Beneficial Ownership Information
A new federal Beneficial Ownership Information reporting rule, or BOI, takes effect in 2024.
You Can Stop Funds Transfer Fraud!
Fraud, unfortunately, is a fact of modern financial life, and scammers are adept at developing new ways to trick customers. Following these best practices can save you time and money.
Protecting your Business from Deepfake Scams
As deepfakes become more sophisticated and accessible, small businesses must take proactive measures to defend against deepfake fraud. Follow these steps to help safeguard your business.
Add a Budget in Insights
Making a personal budget can seem overwhelming, Digital Banking can simplify the process to help you take control of your finances.
Add Goals in Insights
We often have the same financial goals, whether it’s saving for a first house, or paying a student loan. Digital Banking provides the availability to set those goals.