Resources
MAINSTREET BANK
Fraud Is On The Rise
Fraud is ever-changing and ever-present. Last year, consumers reported losing more than $5.8 billion to fraud. More than 2.8 million consumers filed fraud reports.
Benefits of a Community Bank
Even if you’re not familiar with the term “community bank,” you’ve more than likely crossed paths with one.
Do You Practice Safe Checks?
Criminals are becoming more sophisticated and finding new ways to steal your financial information to gain access to, and fly off with your money. MainStreet Bank is committed to helping our customers use checks safely.
Make a Remote Deposit – Single Check
Step by step instructions for how to make a deposit using your single feed scanner. Be sure to secure all original checks for 30 days before being shredded.
Fighting Elder Financial Exploitation
According to a report by the Financial Crimes Enforcement Network, in just one year, U.S. banks flagged over $27 billion in suspicious activity aimed at seniors, with more than 155,000 attempts to steal their hard-earned money—some of which succeeded.
Work Positive Pay Exceptions
When a check or ACH item is presented for payment to an account enrolled in Positive Pay, the item will first be checked against the running list of approved items (matched to the check number, amount, and payee name) or filters. Items flagged as an exception need to be worked prior to 11am EST each day.
Upload Checks via CSV for Positive Pay
Check files should always be uploaded through Digital Banking before checks are distributed. Checks can be uploaded manually or via a CSV file. If you would prefer to upload your checks manually, see our guide on How to Manually Upload Checks for Positive Pay.
Manually Upload Checks for Positive Pay
Check files should always be uploaded through Digital Banking before checks are distributed. Checks can be uploaded manually or via a CSV file. If you would prefer to upload your checks via CSV file, see our guide on How to Upload Checks via CSV for Positive Pay.
Approving an International Wire under Dual Control
If your organization has chosen to utilize the dual control feature when sending international wires, all payments will need to be entered by one person, approved by another, and then sent to MainStreet Bank for final approval.
Sending an International Wire
Step by step instructions for how to send an international wire through Digital Banking. Wires can be sent to one of your saved beneficiaries in USD or foreign currency. Navigate to new Payment Details, Enter Payment Details, and Notify MainStreet Bank for Final Approval.
