Resources
MAINSTREET BANK
Don’t Get Scammed
According to the FBI's Internet Crime Complaint Center, fraud reports and losses continue to rise year over year. Stay educated to protect your finances and personal information.
Are you doing all you can to proactively protect your money?
Fraudsters are bold and innovative in their constant efforts to get access to other people’s financial information and accounts. But sometimes they do things the old-fashioned way.
Benefits of a Community Bank
Even if you’re not familiar with the term “community bank,” you’ve more than likely crossed paths with one.
Can you spot a Phishing Scam?
Every day, thousands of people fall victim to fraudulent emails, texts and calls from scammers pretending to be their bank. And in this time of expanded use of online and mobile banking, the problem is only growing worse.
Do You Practice Safe Checks?
Criminals are becoming more sophisticated and finding new ways to steal your financial information to gain access to, and fly off with your money. MainStreet Bank is committed to helping our customers use checks safely.
Make a Remote Deposit – Single Check
Step by step instructions for how to make a deposit using your single feed scanner. Be sure to secure all original checks for 30 days before being shredded.
Fighting Elder Financial Exploitation
According to a report by the Financial Crimes Enforcement Network, in just one year, U.S. banks flagged over $27 billion in suspicious activity aimed at seniors, with more than 155,000 attempts to steal their hard-earned money—some of which succeeded.
Work Positive Pay Exceptions
When a check or ACH item is presented for payment to an account enrolled in Positive Pay, the item will first be checked against the running list of approved items (matched to the check number, amount, and payee name) or filters. Items flagged as an exception need to be worked prior to 11am EST each day.
Upload Checks via CSV for Positive Pay
Check files should always be uploaded through Digital Banking before checks are distributed. Checks can be uploaded manually or via a CSV file. If you would prefer to upload your checks manually, see our guide on How to Manually Upload Checks for Positive Pay.
Positive Pay Upload CSV Formatting Guide
Check files should always be uploaded through Digital Banking before checks are distributed. If you are choosing to upload via file, you will first need to create your check file following these guidelines. Files should be saved as comma separated values (.csv) and contain no headers or additional fields other than the check details listed below. Please note: only Item number and Item amount are required for upload.
